Tell us who you are and where you are in the licensing process. We’ll contact you about the path to becoming a loan officer and joining the Loan Factory team.
Our goal is to take someone who is serious about becoming a mortgage professional and give them a clear path from “How do I get licensed?” to “How do I structure and originate my first loan?” The 30-day plan is an aggressive target—not a licensing guarantee—but it gives you a practical roadmap and keeps the process moving.
Understand what a mortgage loan officer does, how loan officers are compensated, and what successful originators do every day.
Complete the required NMLS-approved pre-licensure education and any additional education required by your state.
Study the SAFE MLO test topics, practice consistently and complete the national test requirement.
Complete applicable background, credit, state licensing and sponsorship/onboarding requirements.
Learn applications, income, assets, credit, DTI, LTV, loan programs, documentation, pricing and lender selection.
Develop referral relationships, learn marketing, follow-up and CRM habits, and begin building a repeatable production system.
Loan Factory promotes free training for all levels, its TERA mortgage technology platform, underwriting and marketing support, live loan officer support and opportunities for newly licensed originators. Your actual employment or independent-contractor terms are determined during recruiting and onboarding.
TALK WITH US ABOUT JOININGMortgage origination is a licensed profession. Eligibility, licensing, sponsorship, employment and compensation are subject to applicable law, company requirements and approval.
We’ll follow up about licensing, training and Loan Factory career opportunities.